3QM Investments - Below Market Value Property Investments

BMV Financing Techniques

The dedicated financing arm of 3QM Investments specialises in providing solutions to help you grow your property portfolio.

The key limitation in building a property portfolio is the capital required and its availability. This limitation can now be eliminated with a little financing creativity and guidance. 3QM Investments aim to help you build that portfolio using very little or none of your own money as possible. We can guide you through each step and assist you through all aspects from arranging the finance to the legal completion of the deal.

Our services are refined to meet the various property investment needs such as:

1. Below Market Value Purchases
2. Auction Investments
3. Redevelopment Projects

3QM Investments is proud to offer two unique No Money Down Property Investment methods:

1. Instant Equity Release
2. Alternative Investment Financing

Instant Equity Release

This has been one of the most popular methods used by the professional property investors for many years. It is a simple and effective way of purchasing property using very little or no money at all. In fact, if the deal has been sufficiently negotiated, it also allows you to release some of the equity in the property on completion.

In simplicity, this method requires purchasing the property below the market value in cash using a closed bridge loan and then instantly remortgaging it to the open market value.

Example:

Property Market Value: GBP 100,000
Purchase Price: GBP 80,000
Purchase Costs: GBP 2,000 Inc Solicitors, Mortgage, Finance & Valuations
The property would be bought as a Cash Purchase using a closed bridge at GBP 80,000 and then immediately remortgaging at 85% of Market Value.
Remortgage amount: GBP 85,000
Purchase Price: GBP 80,000
Less purchasing costs: GBP 2,000
Cashback on completion: GBP 3,000

The above shown example would give you an instant equity of GBP 15,000 and net cash back of GBP 3,000 on completion but above all an investment property without putting any of your own money in.

Alternative Investment Financing (AIF)

The above methodology is by far the simplest to execute and efficient to use, however, it has its own limitations and in various situations where although the deal is financially attractive, this method cannot be used such as when the required rental income is not sufficient to service the mortgage.

In such situations or simply buying through auction, our recently developed unique AIF methodology can be put to use. The AIF methodology in simplicity goes through your whole circumstance, the property deal and particulars, your strategy and simply draws up all the available financing techniques to suit your needs and requirements to obtain a No Money Down Deal.

We offer a complete financing solution to property investments. We can assist you in all aspects of the property finance cycle whether you have obtained the deal through us or have sourced your own. We have negotiated competitive rates with a selected number of mortgage packaging houses to ensure that the best service can be provided at a minimal cost.

Additionally, we have recently developed a highly credible and complex deal evaluation tool. The tool is capable of projecting the financial aspects of a deal for up to 25 years. The outputs include capital requirements, net profit, income and much more using various factors and predictions. The tool is capable of presenting the future values as of today and can be extracted in simple graphical formats.

If you would like any further information or simply would like to run a deal evaluation then either contact us through our online enquiry form or call us on 0844 5678 021.